Looking to figure out your money situation? We come from different backgrounds but at the end of the day, we just need to know where to start. Most aren’t even sure where to begin – I hear a lot of:

I just graduated and need to figure out my finances. I have some debt and I want to save, but I am not sure how I can LIVE my life while making sure I am set up for the future.

…or maybe something more like this:

I know I need to fund my 401k – but what choices do I make? Where do I start? There are so many options out there, and I want is a place where I can get straight and simple answers.

Budgeting & Saving

  • We Didn't Budget For Our Dog and Blew It

    We Didn’t Budget For Our Dog and Blew It

    When we started thinking about getting a second dog, we knew we would have to pay his adoption fee and a few other necessities. We were in the excitement of adopting a new dog, asking questions and figuring out the logistics that we forgot to do one critical step: talk about how to create a […] Read more…

  • $10week To Fund a Basic Emergency Savings Account

    $10/week To Fund a Basic Emergency Savings Account

    When we plan for the future, we don’t want to think about the bad stuff. We want to think about the trips we could take or the first step towards homeownership. The Federal Reserve asked respondents of their annual survey, how they would pay for a $400 emergency. The answer was quite surprising: 47% of […] Read more…

  • The Ultimate Guide to Building Your Emergency Fund

    The Ultimate Guide to Building Your Emergency Fund

    This past week has been hectic – from dealing with appointments after coming back from vacation (and doing loads of laundry… pun intended) to getting rear-ended and dealing with insurance adjusters. Not fun for anyone- ever, but there are always times when you will find that you will need some extra money to get you […] Read more…

  • The Easter Survival Guide: How to Avoid the Hidden Costs of Easter

    The Easter Survival Guide: How to Avoid the Hidden Costs of Easter

    The Easter holiday is great and filled with family fun. Easter egg hunts, great meals, new clothes –  did I mention lots of candy? Especially if the weather is good, Easter can be a blissful time of year. With hiding the eggs, comes a few other hidden costs when it comes to the Easter holiday. […] Read more…

Financial Independence

  • Be The Master Of Your Coin

    Be The Master of Your Coin

    I am sadly behind on Games of Thrones and in watching, I found a correlation and great money lesson. In the third season, Tyrion gets handed the Master of Coin, which allows him to rule the money for the kingdom. But like most of us, he feels overwhelmed and not prepared about his money management: […] Read more…

  • Do you always worry about money? Stop doing it to become rich

    Stop Worrying About Money to Become Rich

    Do you always worry about money? Stop doing it to become rich. Contributed article by: Good Nelly The rich people unanimously have the opinion that if you think rich, you’re more likely to become a wealthy person. If you force yourself to think rich, you will be rich. The idea is you have to believe in […] Read more…

  • Tax Day Preparation

    The Beginners Guide: Tax Day Preparation

    Yesterday was Tax Day – congratulations, you survived! Either that or you are mad at yourself for standing in line at the post office :/ I am going to be honest, I don’t do my taxes. I am fortunate enough to have my father who has a great working relationship with our CPA, set everything […] Read more…

  • The Best Ways to Spend Your Work Bonus

    The Best Ways to Spend Your Work Bonus

    Cha-Ching! Your annual salary bonus has arrived in your bank account. Was it a pleasant surprise? Did you get flashes of a nice tropical vacation with a cool alcoholic beverage in hand?  With that “extra” paycheck, have you decided yet as to what you are going to do with it?With annual employee reviews in full […] Read more…

Investing

  • May Investment Robo Advisor Report

    May 2016 Investment Robo-Advisor Account Report

    Welcome to the Investment Robo-Advisor Account Report for May 2016! May had a big shocker: Vanguard took the lead for the month in biggest gains, making me $7! Okay, I know that $7 is not a lot of money, but for not doing anything, I think making $7 is not too shabby. Betterment came in […] Read more…

  • Invest or Payoff My Car Loan

    Invest or Payoff My Car Loan?

    I had an interesting conversation with my Dad the other day about my car loan. He said I should invest the insurance money rather than pay off my loan. I was surprised but his advice did make sense. Our first reaction is to pay off debt, right? No one wants to have frequent payments to […] Read more…

  • April Investment Robo Advisor Report

    April 2016 Investment Robo-Advisor Account Report

    Welcome to the Investment Robo-Advisor Account Report for April 2016! April Investment report has not been too bad this month but not as fantastic as last month. For comparison, March for Betterment went up +16 compared to April’s +5, but hey, in the end, I am still making money. Overall Earnings I am actually more impressed […] Read more…

  • I Just Made the Biggest Investing Mistake

    I just Made the Biggest Investing Mistake

    I just Made the Biggest Investing Mistake … I got curious as to how my money was doing. AND I CHECKED on my investment accounts. The number one rule of investing is to NOT get emotional about the market or how your investments are during at that one moment in time. Since most people are […] Read more…

Retirement

  • Difference Between a Roth IRA and Traditional IRA

    The Difference Between a Roth IRA and Traditional IRA

    When talking about retirement, most have the 401k covered: they understand the concept and (hopefully) are contributing to it. Sometimes, a 401k is not enough when it comes to retirement. Do you know when you will retire? You might think about 55, but you won’t know until you get there. Do you know how much […] Read more…